Loan Officers

Responsibilities:

  • Marketing and attracting potential loan clients and promoting bank products, in particular micro loans outside the bank premises, particularly at markets or business areas
  • Conducting business assessment, client repayment capacity and risk analysis of loan applicants according to the procedures
  • Preparation of loan proposal for the Credit Committee
  • Presenting the loan proposal in a credit committee
  • Loan monitoring and recovery
  • Preparing reports required by Branch Manager,
  • Supporting branch colleagues as appropriate.


Qualifications:

  • Education:     University graduate, Diploma holder, preferably in economics, finance, business administration, agriculture, education, social sciences or equivalent.
  • Experience:     Prior banking experience is NOT required.
  • Computer literacy: Microsoft Word and Excel
  • Languages:     Fluency in English

Other qualifications:

  • University Graduate, Advance Diploma holder or graduating Senior (with minimum credit)
  • Excellent analytical skills
  • Interpersonal skills, including the ability to work with different kinds of people
  • Ability to communicate ideas and information (in writing and oral forms) in a clear, organized and effective manner
  • Ability to work in a team
  • Ability to organize and work independently in an effective manner
  • The candidate should be available to work extensive hours and outside the office